New Jersey homeowners and renters affected by Hurricane Ida who live in counties that have recently been designated for Individual Assistance could be eligible for help from FEMA.
The designated counties are: Bergen, Gloucester, Hunterdon, Middlesex, Passaic and Somerset.
If you have homeowners or renters insurance, you should file a claim as soon as possible. By law, FEMA cannot duplicate benefits for losses covered by insurance. If you are uninsured or underinsured, you may be eligible for federal assistance.
The fastest and easiest way to apply is by visiting disasterassistance.gov/ or by downloading the FEMA App on the Apple App Store or the Google Play Store.
“FEMA’s mission here in New Jersey and around the country is to help people before, during and after disasters,” Federal Coordinating Officer Patrick Cornbill said. “Residents in Bergen, Gloucester, Hunterdon, Middlesex, Passaic and Somerset counties have already begun registering for FEMA assistance and we encourage people in those counties to visit DisasterAssistance.gov to register.”
When you apply for assistance, have the following information readily available:
- A current phone number where you can be contacted
- Your address at the time of the disaster and the address where you are now staying
- Your Social Security number, if available
- A general list of damage and losses
- If insured, the policy number or the agent and/or the company name
As soon as it is safe to do so, start cleaning up. Take photos to document damage and begin cleanup and repairs to prevent further damage. Remember to keep receipts from all purchases related to the cleanup and repair.
Disaster assistance may include financial help for temporary lodging and home repairs along with other programs to assist families recover from the effects of the event.
Non-Designated County Residents
The state has launched a data collection portal to gather data from impacted individuals outside of the six counties where FEMA has declared the Major Disaster Declaration. The state portal will record basic information including name, location, damages, cost and needs from impacted residents and businesses. It is accessible at nj.gov/ida and damagenj-njoem.hub.arcgis.com
FEMA and New Jersey continue to evaluate damage in other counties through the Preliminary Damage Assessment process and the state portal will ensure that all Ida damages across all counties in the state are evaluated for potential FEMA assistance.
Small Business Administration Disaster Loans
U.S. Small Business Administration (SBA) low-interest disaster loans are available for homeowners, renters, businesses of any size and most nonprofits. Similar to FEMA, SBA cannot duplicate benefits for losses covered by insurance.
- For small businesses, those engaged in aquaculture and most nonprofits, up to $2 million is available for working capital needs even if there was no property damage, with a $2 million maximum loan for any combination of property damage and working capital needs.
- For homeowners: up to $200,000 is available to repair or replace their primary residence. For homeowners and renters: up to $40,000 is available to replace personal property, including vehicles.
Businesses and residents can apply online at https://disasterloanassistance.sba.gov SBA will answer specific questions about how a disaster loan may help each survivor recover from the disaster damage.
